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Time Management
Make Time to Become Credit and Money Wise
Credit and money management knowledge and skills are not difficult to acquire. Unfortunately
most people just never take the time to research, read and ask the questions that lead to the
acquisition of money management skills, knowledge, behavior and attitude. The following tips
on time management should help you find the time to add money management knowledge to your
repertoire of life skills.
The key to time management is knowing your priorities and allocating your time accordingly.
Know what matters most to you. Know what you want to accomplish in life and when. See the
Education Resource Center section on Financial Planning Debt Management
-Paying for College and Developing Goals. If you have a clear picture of the end result, you will know how to achieve it.
In order to achieve your goals you should:
Determine what matters most to you. Define your values and your role in life, and then create intermediate and long-range goals that will help get you where you want to go.
Start each day with a to do list, identifying each item in accordance with its priority and its relationship to your big goals. Here is where you make sure that at least once a week
You read or do something to improve your quantity of quality of understanding about money
management. Make an A-list of things that are must get done-before you go to bed and will not go to bed until those things are accomplished.
· Create a B-list of things that should get done--but it will be okay to carry them over to the next day.
· Make sure that you add some C items - those things that you would like to do but can wait for a while.
· Finally make sure that you include something for yourself (exercise, meditation, play) on each list.
It’s important that you are committed to your priorities. Don’t be side tracked by favoring those tasks
that are easy and fun for those that are more difficult. Determine whether you are a morning, afternoon
or night person and allocate your tasks accordingly. Be careful, not to let others derail your productivity.
It’s your success and your goals that are at stake. Keep the big picture in mind so that what’s important is
clearly understood as being different from what seems urgent. You do not have to be a prisoner to your day timer
or palm pilot, but keep everything in focus. With a clear picture of the end result, you will actually be better
prepared to handle the unexpected “stuff” as well.
Good Luck!
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