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           Student Loan Consolidation 
     
Repayment OptionsLevel: Fixed monthly payment over the life of the loan.

Graduated: Monthly payments start low and gradually increase at specified levels.

Unconsolidated Consolidated
Loan Amount Current
Payments
Level Graduated
(1st 2 Years)
Months
$20,000.00 $198 $136 $91 240
$40,000.00 $396 $242 $182 300
$60,000.00 $594 $335 $273 360
$80,000.00 $792 $447 $365 360
$100,000.00 $989 $559 $456 360

Repayment Schedule

Loan Balance Term

Payments

$10,000 - $19,999 15 Years

180 monthly payments

$20,000 - $39,999 20 Years

240 monthly payments

$40,000 - $59,999 25 Years

300 monthly payments

$60,000 and Up 30 Years 360 monthly payments

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